The Canadian Scholarship Trust Foundation and its subsidiaries, C.S.T. Savings Inc. and C.S.T. Spark Inc., operate under the master brand name CST. The terms “we”, “us” and “our” refer to CST.

The Canadian Scholarship Trust Plans and CST Spark Education Portfolios (collectively, the Funds) are securities sold by prospectus only.  The http://cst.org/en/savings and http://cst.org/en/spark websites provide general information about the Canadian Scholarship Trust Plans and CST Spark Education Portfolios, respectively, for educational purposes and is not intended to provide specific financial information or advice. Not all relevant conditions and restrictions related to these investment funds are included on the pages of the Funds’ respective websites. The prospectus contains important information concerning an investment in the Funds that you should read carefully before investing.  Copies may be obtained through licensed sales representatives or our mutual fund representatives authorized to distribute the Funds, our websites or by contacting the dealer, C.S.T. Savings Inc. (Canadian Scholarship Trust Plans) or C.S.T. Spark Inc. (CST Spark Education Portfolios).

Information contained on http://cst.org/en/savings and http://cst.org/en/spark should not be considered an offer to sell or a solicitation to buy these securities in the United States or any other jurisdiction outside of Canada in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation.

The actual amounts of Education Assistance Payments (EAPs) cannot be predicted. The amount of an EAP will depend upon the amount of income earned on your contributions, grants and other factors described in the prospectus. The amount of income earned on your investments may vary from year to year and past performance is not necessarily indicative of future performance.

On the http://cst.org/en/savings site, references to the Group Savings Plan refer to the CST^TM Advantage Plan. Sales of the former Group Savings Plan were discontinued in 2001. There are some differences between the features of the CST Advantage Plan and the former Group Savings Plan. The terms and conditions of the CST Advantage Plan and the original series of the Group Savings Plan are identical, except that a contributor who enrolled in the original series of the Group Savings Plan is eligible to receive their entire enrolment fee refund when the first Education Assistance Payment (EAP) is paid to his or beneficiary. The two series also have different contribution schedules. Additional details can be found in the prospectus.

You have a 60-day period to review all aspects of a Plan to ensure that you fully understand all its terms. If written notice of the termination of your Education Savings Plan Agreement has been received by C.S.T. Savings Inc. head office within 60 days of signing the application in respect of your Plan, all your contributions will be returned to you.

The data and information provided by CST and its affiliates and other sources are considered reliable at the time they are presented. Despite its best efforts, however, CST cannot guarantee that the information is accurate and complete or that it is up to date at all times.

The contents of this website are protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post, or frame any text, graphics, video, audio, software code or user interface design or logos.

CST^TM, CST Spark^TM, the Canadian Scholarship Trust Plan^TM and certain other names and designs used on our websites are trademarks of Canadian Scholarship Trust Foundation. Unauthorized use or exploitation of such marks and names is strictly prohibited.

Neither Canadian Scholarship Trust Foundation nor any of its affiliates, or their respective agents warrants that the service on this website will be uninterrupted or error free. Neither Canadian Scholarship Trust Foundation nor any of its affiliates are responsible in any way for any damages (direct, indirect, special, incidental, economic, or consequential, exemplary or punitive) in respect of or in connection with the use or inability to use this website, any of its content or any other web browser connected to this website, or any action or decision made by you or anyone else in reliance on this website or its content, or any unauthorized use or reproduction of this website or its content.